Mark & Joy Dowell No Comments

About Us

You well know of our commercial finance business Hadrian Capital Finance which has been trading for several years now and offers property and business finance solutions.
We have now added Your Mortgage Plus to assist in the residential mortgage space.

Joy and Mark Dowell both CeMAP qualified Advisors welcome you to Your Mortgage Plus, we are a dedicated and experienced Mortgage brokerage who focus on three core services: mortgages, protection and general insurance. We have relationships with the high street banks as well as a broader panel of lenders and will go out to a selection on your behalf ensuring we get the most suitable deal for you. We look forward to helping you.

Additional Services

  • First Time Buyers, Movers
  • Remortgages
  • Buy to Let and Bridging Products
  • Development & Self Build
  • Life Cover, Critical Illness and Income Protection
  • Buildings and Contents Insurance

During the Covid -19 pandemic the lending conditions have been changing dramatically on a daily basis. However lenders are still lending and rates are still very competitive so it’s a good time to look to at your current deal and maybe a good time to consider the following.

Some lenders have recently removed, reinstated and then again removed some of the higher LTV’s, so if you are looking to move then having a mortgage broker is essential in being able to help. Larger deposits, higher equity will definitely help

Challenges remain especially with cautious valuations which are commonplace. So be prepared…. It may become more of a buyers market.

Re-Mortgages

Fixed Rate Ending?

Re-Mortgaging can be great for many circumstances; whether you’re after adapting your existing home, need to raise money, consolidate debts, get a better interest rate, change to a fixed term to stabilise your outgoings, or you simply just need to save money.

Are you looking to save money on your monthly outgoings? 🏠
If your current mortgage fixed rate is coming to an end in the next 6 months we may be able to help. Have you considered re-mortgaging to a more appropriate and cost effective product, to learn more please call us and we will help you take advantage of the latest rates and best overall product for your specific requirements.

Movers

Looking to Move?

Whether you’re upsizing, downsizing, or re-locating, we can help you every step of the way. We understand there are lots of reasons why you might decide to move home, and by using our speedy, focused, experienced service you can be re assured you get the best mortgage for you.

We’re FCA regulated, so you relax and leave it to us whilst you concentrate on the more important things.

Your Mortgage Plus is a trading name of White Rose Finance Group Limited, registered in England number 10548632. White Rose Finance Group Ltd are credit brokers, authorised and regulated by the Financial Conduct Authority (FCA) to conduct consumer credit regulated business under the firm reference number 630772.

PLEASE MAKE BORROWING DECISIONS CAREFULLY, YOUR HOME OR PROPERTY MAY BE AT RISK IF YOU CANNOT KEEP UP AGREED REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON THAT PROPERTY.