Mark & Joy Dowell No Comments

Hadrian JUNE Finance Newsletter

The June edition of the Hadrian Finance Newsletter has been released. The theme this month is Property Finance. This month’s articles include:
Guide to Short Term Bridging | Top 5 BTL Mortgage Rates | Refurb to Let Bridging Products | Top Slicing Explained | Five Year Fixed Rate News | and the latest Finance Industry News

 

 

 

 

 

 

Short Term Bridging: Read Our Handy Guide

How to Ensure Your Application Gets Accepted

sure you give your broker adequate inforamtion during the fact find as this is one of the main reasons for decline. Unrealistic Valuations are another reason lenders may not look favourably on an application and finally, be realistic about the timeframes involvedfor the length of the loan term

Read It Here:

 

Mortgages – MAY Top 5 Buy To Let Mortgages

Longer Term Fixed Rates Rise in Popularity

Five-year fixed rate mortgages are rising in popularity, with 49 per cent of mortgage customers now opting for this term, Which can make sense given that rates are about as low as they can get, so it’s logical to lock them in for longer term stability.

Read More

 

 

Top Slicing: What is it and how can you utilise it?

Some mortgage lenders will now let you use personal or portfolio income to count towards the rental stress test on mortgage affordability. It’s known as “top-slicing”

 

Read More

 

 

 

 

Permitted Development Rights – New Changes in Place!

Permitted development rights – the ability to perform certain types of work on a property you own without the need to for planning permission – has now been made permanent.

 

Read More

 

 

 

Refurb To Term Loans: A new way to finance those refurbishment projects

 

 

 

 

 

 

Property News this Month

 

Some of the most valuable home improvements unveiled

The home improvement that adds the most value to a property is adding an en suite bathroom costing on average £2,000, yet increasing the value of a property by £5,000. Loft conversions and adding a garage add the most “pound notes” value

Read More

 

 

 

Tenant fee ban ‘clearly designed to shift the costs to landlords’

The government’s decision to ban tenant fees is clearly designed to shift the costs to landlords, according to Property Personnel.
Will this new Act send seismic shockwaves through the lettings sector?

Read More

 

 

 

 

 

Fewer landlords are going to court to get possession but waiting longer, official figures show

It takes 17.3 weeks on average to repossess a property through the courts. The Housing Minister has pledged that fixing the court system goes “hand in glove” with the reforms to Section 21.

Read More

 

 

 

Find Out More

Whatever your Commercial Funding requirement we offer you a free, impartial and totally confidential initial consultation and we will quickly assess the funding options available to you. Check Out Website Here

Please contact us today to see how we can help  SUBMIT AN ENQUIRY and we will contact you.

Email enquiries@hadriancapitalfinance.co.uk Tel: 01912682157. Always ready to Help.